ibrabab2002

Credit Analyst

About Candidate

An information security professional with Six years of experience in audit, compliance, and risk management. Analytical and experienced IT Auditor with sound decision-making abilities, business acuity, problem-solving, and project management skills. Experience with operational and systems audit, access control, change management, risk assessment, internal controls assessment, and systems implementation assessment. Strengths in leadership with the ability to work independently and in a team environment. Skilled in managing multiple projects with exceptional communication and organizational skills. Also brings enthusiasm and creative solutions to complex problems.

Location

Education

C

Canadian School of Finance and Management

2012
Post Graduate Diploma

Financial Management

A

Ambrose Alli University

2010
MBA

BUSINESS ADMINISTRATION AND MANAGEMENT

Y

Yaba College of Technology

1998
Accounting

Accountancy

Work & Experience

C

Credit

July 26, 2024
CIBC

 Assisted with reconciliations and customer communications.  Evaluated customer creditworthiness and financial statements to determine credit limits.  Monitored existing customer accounts for continued creditworthiness based on analysis of past performance and current information.  Coordinated with other departments to verify timely and accurate processing of credit card applications and payments.  Implemented credit card account maintenance procedures to determine accuracy of customer information and compliance with federal regulations.  Researched and resolved customer complaints and disputes related to credit card accounts.  Recommended products and services to meet customers' credit card and banking needs.  Built strong relationships with customers to increase retention and loyalty.  Implemented strategies to reduce risk of credit card fraud and identity theft.  Assisted customers with questions and inquiries to provide information regarding credit card accounts.  Supported continued monitoring, auditing, and reporting to drive compliance and optimize credit card processing.  Received inbound customer calls related to credit and accounts receivable.  Worked with customers to answer questions, resolve disputes, and research discrepancies.  Leveraged deep knowledge and understanding of banking industry to handle customer inquiries with increasing complexity.  Answered 120 incoming customer calls to deliver high-quality solutions.

Skills

Critical Thinking and Analytical Thinking
92%
Team Management
94%
Communication skills
100%
Project Planning
100%
Microsoft Word, Excel and Power point
93%
Collaboration
92%
Business Analysis
80%
Compliance Review
100%
Risk Management
100%
project Management
85%
Communication
88%
scrum master
85%
IT AUDITOR

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